True lifelong financial planning for the serious business of life.

True lifelong financial planning
for the serious business of life.

Category: Financial Planning

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5 reassuring reasons to feel positive about the UK economy

The Cable News Network (CNN) began broadcasting at 5 pm on 1 June 1980. While it was the first 24-hour news channel, it wasn’t long before competitors followed in CNN’s footsteps, ushering in the age of the 24-hour news cycle. The advent of the internet and social media has only served to exacerbate the endless […]

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Category: Financial Planning

Clarion Investment Diary – April 2024

The Clarion Investment Committee met on 18 April 2024. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Economic, Political and Business Snapshot Economics UK inflation fell to 3.2% in the 12 months […]

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Category: Financial Planning, Investment management, Our team news

Stock Market & Economic Commentary – April 2024

“Progress is impossible without change, and those who cannot change their minds cannot change anything”. George Bernard Shaw. 1856-1950. Irish playwright, critic, polemicist and political activist.   The UK Economy. The last couple of years have been hard for the UK economy. Growth has ground to a halt and consumer spending power has come under […]

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Category: Financial Planning

An investor looks at his laptop thoughtfully.

Celebrating the work of Daniel Kahneman: What his “loss aversion” theory can teach you about investing

It was with sadness that many in the academic and economic worlds learned of the passing of influential psychologist and economist Daniel Kahneman in March 2024. Kahneman, who was perhaps most widely known for his best-selling book Thinking, Fast and Slow, had enjoyed nearly 70 years in academia. In that time he made several significant […]

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Category: Financial Planning, Investment management

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A client story: How financial planning can benefit your mental health

Recently, our non-executive director Keith Thompson met up with one of our valued clients for a drink and a chat. Sadly, this client’s wife is seriously ill but, despite his challenging circumstances, he had a positive outlook. He said: “I’m lucky Keith. I have good support from family and friends, and I don’t have to […]

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Category: Financial Planning, Lifestyle

Clarion Investment Diary – March 2024. 

The Clarion Investment Committee met on 21 March 2024. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Economic, Political and Business Snapshot Economics UK business activity expanded in March as the manufacturing […]

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Category: Financial Planning

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Your Spring Budget update – the key news from the chancellor’s statement

The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year – the chancellor […]

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Category: Financial Planning

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All the winners and losers from the 2024 Spring Budget

With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions of families and […]

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Category: Financial Planning

Clarion Investment Diary – February 2024.

The Clarion Investment Committee met on 22 February 2024. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Economic, Political and Business Snapshot Economics FT analysis of OECD data suggests that the downturn […]

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Category: Financial Planning, Investment management

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