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Where stated, any investment performance figures referred to relate to past performance which is not a reliable indicator of future results and should not be the sole factor of consideration when selecting a product or strategy. The value of investments, and the income arising from them, can go down as well as up and is not guaranteed, which means that you may not get back what you invested. Unless indicated otherwise, performance figures are stated in British Pounds. Where performance figures are stated in other currencies, changes in exchange rates may also cause an investment to fluctuate in value.
UPDATE: This latest commentary was written before this weekend, and we will shortly send an update regarding the unfolding events in the Middle East. “The times I have been most wrong are the times I thought I was most right.” – Peter L Bernstein (1919-2009), American financial historian, economist, and investment manager, and one of […]
Category: Financial Planning, Investment management
After decades of hard work, it’s important to feel confident that your savings are sufficient for your retirement plans and will give you the freedom to achieve everything you hoped. For many people approaching this stage, the challenge is determining how much is “enough” to leave work and enjoy retirement comfortably. While some factors that […]
Category: Financial Planning
Helping to ensure the smooth and thoughtful transfer of wealth across generations is one of the main aims of financial planning. As such, it’s important to stay informed about any legislative changes that could affect the legacy you are able to leave to your beneficiaries. In the 2024 Autumn Budget, the government announced significant new […]
Category: Business, Financial Planning
The Clarion Investment Committee met on 20 January 2026. The following notes summarise the main points of consideration in the Investment Committee discussions, but have been updated to include commentary on recent events and the wider implications for financial markets. Please click here to access our January Stock Market & Economic Commentary written by Clarion […]
Category: Investment management
“It is not the strongest of the species that survives, nor the most intelligent; it is the one that is most adaptable to change” – Charles Darwin (1809-1882), Naturalist and biologist, famous for developing the theory of evolution by natural selection. “Trump tamatigut qunutittarpoq” 2026 has started with something of a bang, with US President […]
Category: Investment management
Worrying that work is taking precedence over your personal life is a common concern, particularly among business owners. Your business may well be your passion, but your work is also there to help fund and support other aspects of your life. So, it’s important to consider how the two domains feed into one another and […]
Category: Financial Planning
2025 capped off a strong year for markets, though it was far from plain sailing. The first half of the year was marked by uncertainty and volatility. However, by the end of the year, markets had rallied and delivered some of their strongest returns in recent years. In many ways, 2025 serves as a clear […]
Category: Financial Planning
The Clarion Investment Committee met on 11 December 2025. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Please click here to access our December Stock Market & Economic Commentary written by Clarion […]
Category: Investment management
The market will fluctuate It’s here again – the time of year when financial commentators pretend to know what is going to happen in the year ahead, and we pretend to believe them. As the tumultuous year that was 2025 fades into history, this well-worn ritual is underway, and pundits are issuing solemn forecasts for […]
Category: Investment management