True lifelong financial planning for the serious business of life.
True lifelong financial planning
for the serious business of life.
True lifelong financial planning for the serious business of life.
True lifelong financial planning
for the serious business of life.
We have a wealth of expertise with plenty of financial guidance, opinions, thought pieces, news on business and personal finances and updates on what’s happening at Clarion. We add to these as much as we can so it’s worth a regular visit to this page.
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Where stated, any investment performance figures referred to relate to past performance which is not a reliable indicator of future results and should not be the sole factor of consideration when selecting a product or strategy. The value of investments, and the income arising from them, can go down as well as up and is not guaranteed, which means that you may not get back what you invested. Unless indicated otherwise, performance figures are stated in British Pounds. Where performance figures are stated in other currencies, changes in exchange rates may also cause an investment to fluctuate in value.
The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year – the chancellor […]
Category: Financial Planning
With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions of families and […]
Category: Financial Planning
The Clarion Investment Committee met on 22 February 2024. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Economic, Political and Business Snapshot Economics FT analysis of OECD data suggests that the downturn […]
Category: Financial Planning, Investment management
“Never mistake knowledge for wisdom. One helps you make a living, the other helps you make a life” Eleanor Roosevelt, First Lady of the United States of America, 1933-1945 Economic Update A recurring theme over the last year has been the unexpected resilience of western economies. Employment has held up surprisingly well, housing markets have […]
Category: Financial Planning
If you’re a business owner who is looking to exit your business within the next five years or so, you may have considered selling your business to an Employee Ownership Trust (EOT). EOTs are a relatively new business structure, which could allow you to sell your business to a trust controlled by your employees. They […]
Category: Business, Financial Planning
Based on legendary Japanese director Akira Kurosawa’s 1954 film Seven Samurai, The Magnificent Seven – released in 1960 and directed by John Sturges – has become one of the most iconic westerns of all time. However, in recent months, you may have heard the term “Magnificent Seven” used in a different context. First coined by Bank […]
Category: Financial Planning, Investment management
The Clarion Investment Committee met on 18 January 2024. The following notes summarise the main points of consideration in the Investment Committee discussions but have been updated to include commentary on recent events and the wider implications for financial markets. Economic, Political and Business Snapshot Economics The US economy grew by 3.1% in 2023, well […]
Category: Financial Planning
“The man who reads nothing at all is better educated than the man who reads nothing but newspapers.” Thomas Jefferson 3rd US President March 1801 to March 1809. Economic Update According to the most recent Deloitte business survey, the UK’s largest companies started 2024 in a surprisingly positive mood. The latest CFO survey, which was […]
Category: Financial Planning
A recent study conducted by interactive investor found that one-third of higher-rate taxpayers are currently missing out on the extra pension tax relief that they’re entitled to. This could cost a higher-rate taxpayer, who contributes £10,000 a year, up to £122,000 in their pension pot, assuming they achieve 5% growth over a 20-year period. If […]
Category: Financial Planning